About Us

Who Are We

Conscious Money is a bespoke financial advice firm providing holistic advice on matters from broad strategy and investment portfolios to trusts and superannuation. As a family group, we work with high-net-worth individuals, complex family structures, business owners and young professionals.

Conscious Money’s ethos is founded on the basis that there is no one-size-fits-all approach to finance; individual situations require individual financial strategies. Our team provide a tailored approach to each client’s financial journey, getting to know the ins and outs of your situation, goals and processes in order to develop the optimal strategy and individualised advice documents.

We believe that accountability is important, and conduct regular review meetings to ensure that our strategies are working for you. Working closely with global asset managers, accountants, auditors, buyer’s agents, mortgage brokers and lawyers, Conscious Money provides a family office for our clients to create a cohesive financial strategy which benefits you and your loved ones.

Karam Singh

Managing Director

As the Managing Director of Conscious Money, Karam has over 11 years of experience in financial planning services.

Having previously worked with the Securities Commission of Malaysia and Financial Sector Assessment Program with the International Monetary Fund (IMF) – World Bank, Karam brings a wealth of national and international experience.

Working with individuals, business owners, companies and registered charities has provided Karam with a wide understanding of the financial sphere, and the applied skills to help you build your ideal financial future.

Karam holds a Bachelor of Economics, an Advanced Diploma of Financial Planning, has completed a SMSF Professional Course and is currently studying professional actuarial qualifications.

Kim Baxter

Managing Director

Living in cities across Australia and around the world, Kim has gained skills which he today brings to Conscious Money as the Managing Director.

Experiences gathered in Sydney, Canberra, Melbourne, Brisbane, Bangkok, Beijing, Bali and Oslo have been critical to Kim’s personal and professional development as he was able to immerse himself with different people, cultures, customs, business trends and market movements.

Kim understands global world movements and the effects these can have on his client’s personal situations. This also allows him to be proactive with the right movements to protect/optimise your portfolio success.

Kim holds a Bachelor of Commerce, Financial Services & International Business, Diploma of Financial Planning and a Margin Lending Accreditation.