Personalised financial solutions for any stage of life.

Financial Solutions


Strategic Advice

The team at Conscious Money specialise in cash flow, debt, investment structures, investment portfolios, risk management and estate planning. We take pride in the processes, in getting to know our clients and creating an individual strategy to help you achieve your financial goals. We provide holistic strategic advice, working closely with accountants, mortgage brokers, buyer’s agents and investment managers to ensuring that the strategy covers all aspects of your finances.

International Networks, Local Knowledge

Conscious Money’s optimal client outcomes are achieved through a family office network of global asset managers, accountants, auditors, buyer’s agents, mortgage brokers and lawyers. We work with clients worldwide, with business owners who have complex affairs and with independently wealthy individuals to optimise their portfolios through our family office. We assist in streamlining the governance and responsibility of each member of the family, holding regular meetings with the family group to ensure that everyone is working towards the same vision.

Portfolio Management

Conscious Money provides tailored services including investment portfolio construction and management, investment platform advice, as well as specific superannuation and insurance recommendations.

We provide regular portfolio and overall strategy reviews, working with a variety of platforms to ensure outcomes are seamlessly tracked and managed to allow for optimal portfolio returns.

What They Say

David/ Maria & Steven G

I have been working with Karam on my Financial Strategy for a number of years now. I like the fact that he doesn't have a formula that he applied to you. He builds a strategy based on you, your stage in life, your lifestyle, your risk appetite. Definitely recommend Karam and Kim”

David N

Kim and Karam have helped our investment portfolio go from strength to strength. They took the time to listen to our concerns, and put together the perfect strategy for us. We look forward to working with them for many years to come.

Maria and Steven G

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