by Karam Singh | Feb 4, 2023 | Uncategorized
Debt is often a scary term for many which is good but there are better ways to look at it as and better ways to structure it. Many are not aware of the real difference between deductible and non- deductible debt which play an important role in determining what is the...
by Karam Singh | Jan 27, 2023 | Uncategorized
Financial anxiety is genuine and can’t be ignored. The feeling that you are not investing enough with your money, the guilt of spending money on a particular luxury item or holiday, the feeling that you should be leaving some behind for your family, and a standard...
by Karam Singh | Jan 12, 2023 | Uncategorized
Many young people think it is too early to start thinking about saving for the future, or they don’t think about it at all. Then there are money mistakes a lot of people make in their 20’s/30’s that can have far reaching repercussions. 4 common mistakes people make...
by Karam Singh | Dec 3, 2022 | Uncategorized
Last Friday as I was walking home, I was a bit puzzled to see huge crowds in the city. After being in Australia for over a decade, for the first time, I am seeing consumers going on overdrive for Black Friday sales. I never knew this was a craze in Australia, I always...
by Karam Singh | Nov 8, 2022 | Uncategorized
“If you buy things you do not need, soon you will have to sell things you need” – Warren Buffet Growing up, I always wonder how do many people spend their money on things that are classified as ‘wants’ and not ‘needs’ – that’s the excessive lifestyle spending from the...